Last updated: October 15, 2026.
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As of the date above, HomeEquityCalc has no active affiliate or referral partnerships with any lender, bank, broker, or financial company. We do not receive a fee when you click a link on this site, apply for a loan, or open an account. Links to government and other reference sites are included only because they are useful sources.
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If we later enter an affiliate arrangement, we will say so on this page, label the affected links clearly where they appear, and update our privacy policy if it changes how information is handled. We will not describe a partner product as an independent recommendation if we are paid when you use it.
Advertisers and potential partners do not review, approve, or pay for our articles. The calculator formula is public on the Methodology page, and the guides are written to explain how products work and where the risks are, including risks to your home, rather than to push anyone toward borrowing. We deliberately describe the downsides of HELOCs, such as variable rates and payment increases after the draw period, as prominently as the benefits.
If you believe something on the site is wrong or misleading, please write to us through the contact page. We review reports and correct errors, and the "last reviewed" date on a page changes when we make a substantive update.
HomeEquityCalc is published by Numerlyn LLC, 30 N Gould St Ste N, Sheridan, WY 82801, USA. See also our disclaimer and terms of use.